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About Us

Our Mission is Clear

….to provide an innovative, confidential payment processing system for all retail merchants that has the benefits of enhanced privacy for themselves and their customers. 

Who are we to do this?

Fluid Tech Inc. is a US-based company with financial and fintech backing from the USA and Europe. Such backing for a US company that has a team of top level marketing and management personnel is a recipe for incredible success in one of the most dynamic fields of business, universally described as Fintech (Financial Technology). 

The Management Team


Jon Lee

Founder, President & CEO

Jon is an experienced executive whose single greatest measure of success is how well he delivers company promises to the consumer. 

His focus is on new market innovation, better business development and challenging employees to help our company to succeed. 

At the end of the day, his true measure is how he inspires our employees to provide best of class service, technology and consultation.

His diverse experience as owner/operator and in executive level management provides extensive knowledge for success.

His career includes positions with i3 Verticals, Exatouch, Terminal Exchange, and POS Payment Systems, where he owned/operated at the executive level in forecast planning, inventory management, S&OP, strategic planning, finance, general management, and operations management.

With over 20 years in the payments industry on both wholesale and retail, Jon has experienced sustained success through smart operations and processes. He is a natural leader who is at his best when setting events in motion for people to grow professionally and personally for the benefit of the company and themselves.


Ron Prupis

Co-Founder & CRO

RON is a successful entrepreneur, coming from a background in finance and marketing. Including development of a proprietary marketing program for Hilton Hotels, to launching the national brand Sheer Bliss ice cream. Ron has been involved in the formation of banks, insurance companies, and shipping operations to name a few.

Ron has been active in merchant processing field for over the past 15 years. In 2020 together with his associate Michael Harris, they co-Founded APG-IT Inc., which is now part of Fluid Tech, having been partners in various ventures since 2008. As a team, they successfully launched products on NBC’s ‘Today Show’ and multiple deal sites. They were the number one seller of gift cards on T.V. 

Ron responsibility has been to assemble and now manage, a professional team who have designed, developed and are implementing the marketing of the APG-IT Ice Token, through Ron’s significant contacts in retail merchant distribution channels, with an emphasis on C-stores.


Michael Harris

Co-Founder & CFO
MICHAEL comes from a prior background in national and international Telecoms, where he co-founded businesses in the USA, UK and Germany. He then applied the experience gained in those businesses to focus on the development and financial management of payment processing ventures.
He has been active in this field for over 15 years to date. In 2020 he co-founded APG-IT Inc with his partner in Payment Processing, Ron Prupis, and backing from his associates in the Fintec and Finance worlds in Europe.
Michael was tasked with the assembly and management of a professional team to design, develop and implement systems and procedures to handle the complex nature and high volume of transactions in this business.

Josh James


Josh James is a versatile and dynamic business leader with over a decade of experience in strategy, marketing, creative, operations, and technology across multiple industries, including software-as-a-service (SaaS), machine learning and artificial intelligence, blockchain and Web3, cybersecurity, and media production.

From iPhone jailbreaking in 2009 and Bitcoin investment in 2012, to adoption of social media marketing in 2014 and development of conversational AI agents throughout the past 5 years, Josh demonstrates keen and prescient insight into emerging technological trends. 

He has advised many dozens of companies, from start-ups and growth companies to large enterprises, and he is a member of several advisory boards.